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Subtl vs Teams and Meet live captions

Built-in captions caption one application and stop there. Subtl works across every call app, and answers as well as reads.

Teams and Meet live captions — The captioning and live-translation features built into Microsoft Teams and Google Meet, free with the meeting platform. Included with the meeting platform at no extra cost.

40 minutes a month free, no card. macOS 13 or newer, Apple silicon or Intel.

Side by side

FeatureSubtlTeams and Meet live captions
CostFree tier, then from $14/moIncluded
Works across every call appYesNo
Drafts what you could say nextYesNo
Uses your own documents for contextYesNo
Post-call summary and tasksYesPartial — Varies by platform and licence
Recognition can run entirely on your machineYesNo
Works in a phone or in-person conversationPartial — Any audio the Mac playsNo
Nothing to installNoYes

Checked against Teams and Meet live captions’s own published material on 2026-09-28. Their product changes without telling us — if something here is out of date, tell us and we will correct it.

When Teams and Meet live captions is the better choice

Teams and Meet live captions is a good product. If one of those describes you, buy theirs.

Questions

If captions are free, why pay?
If reading along is enough, do not pay. Subtl earns its price when you also have to answer — in the other person's language, using your own numbers — and when your calls are spread across several applications.
Can I use captions and Subtl together?
Yes. They do not interfere, and some people keep platform captions on as a second opinion.

Try it on one real call

The free tier is 40 minutes a month and needs no card. One call in a language you are slower in tells you more than any comparison table, including this one.